Your Partner in Credit Success

At Micah Abigail LLC, we specialize in comprehensive personal credit coaching and business credit assistance. Our mission is to empower individuals and businesses to achieve their financial aspirations through tailored, innovative strategies. We believe in a clear-vision approach, ensuring transparency, integrity, and dedication in every service we offer. With a sincere commitment to our clients, we strive to make financial empowerment accessible to all.

Micah Abigail LLC
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Micah Abigail LLC

Our Expert Team

Our team is composed of seasoned credit strategy & dispute representation experts who bring a wealth of experience and professional qualifications to the table. We pride ourselves on our work ethics and dedication to helping each client improve their credit standing. Our experts are not only knowledgeable but also deeply committed to providing personalized and professional service, ensuring that every client receives the tailored support they need.

We don't just work your file. We fight for it.

90 day guarantee
Meet the CEO

Meet Micah Smith

Micah Smith is the Founder and CEO of Micah Abigail LLC, specializing in credit strategy, mortgage readiness, and financial positioning.
With over a decade of experience in FICO strategy and credit restoration, she has developed a structured approach to improving how clients are evaluated by lenders—focusing on long-term positioning rather than temporary results.
Today, Micah leads the strategic direction of the firm and oversees a trained team responsible for client execution, ensuring consistency, compliance, and quality across every stage of the process.
Her work is centered on helping clients move from “not approved” to qualified through a system designed to identify, address, and position credit profiles effectively.
Micah also partners with loan originators, real estate professionals, and investors, providing strategic insight to improve client outcomes and support deal flow.
She has trained and delivered keynote presentations nationwide to mortgage and real estate professionals on credit strategy, FICO optimization, and improving client approval outcomes.
Micah has been featured on Fox Business multiple times for her expertise in credit, lending, and evolving scoring models.
She is also the host of Rebuild & Rise, a podcast focused on resilience, financial positioning, and navigating real-world challenges.
Her approach is grounded in structure, clarity, and long-term positioning.

Testimonials

See What We Offer

Discover how our personal credit coaching can help you achieve your financial goals. Explore our services today.